Your online source for Quality Medicare Plans.

Why is a Medicare Supplement important ?

Original Medicare A & B alone does not cover your medical costs completely and provides no outpatient prescription drug coverage. Medicare A & B have deductibles for hospitalization and doctor visits. It also only covers 80% of Medicare allowable expenses, leaving you with the balance of 20% to pay and any excess charges. This can be very expensive. You can protect yourself with a Medicare supplement or Medicare Advantage plan.

Choose from three basic plan designs from Arizona's top rated carriers.

• Medicare supplements
• Medicare Advantage plans ( MA- MAPD )
• Stand Alone Part D (PDP) drugs plans.

Medicare supplements or MediGap plans do not require you to choose a primary care doctor and allow you to choose any doctor or provider that accepts Medicare. These plans are regulated by the Government. The plan designs have letters A - L . The plans do not change from one carrier to another, they are all the same. Plan F is the same at all of these companies, AARP, Blue Cross Blue Shield of Arizona or Mutual of Omaha. The only difference is the monthly premium. You will need to purchase a part D drug plans because Medicare Supplements do not include prescription drugs or part D.

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Medicare advantage (MA or MAPD) plans: There are three types of Medicare Advantage plans HMO, PPO and PFFS. These are the most affordable plans with many having 0.00 monthly premium. Generally you will have co-pays for services, like doctor visits, hospitalization etc... You may need to choose a primary care doctor or select a provider from the insurance companies network. These plans may include Part D prescription coverage at no additional charge. We offer choices from Aetna, Cigna, Health Net, Humana and more. Please contact us to see how you may qualify for one of these plans.

Stand Alone drug plans ( PDP ) or Part D are for prescription only. They do not include any medical coverage and can be combined only with Medicare Supplements or PFFS plans without part D. We offer choices from Aetna, Cigna, Health Net, Humana and more. Please contact us to see how you may qualify for one of these plans.